All 50 States

Final Expense InsuranceAvailable in Every State

No medical exam required. Select your state to see average burial costs, coverage options, and get a free quote from A-rated carriers.

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States covered

$5K–$25K

Available coverage

No exam

Required to apply

24 hrs

Typical approval

Select Your State to Get Started

Each state page shows local burial costs, state insurance regulations, coverage options, and FAQs — so you can make the most informed decision for your family.

Why Final Expense Insurance Varies by State

State insurance regulations, average funeral costs, Medicaid estate recovery rules, and carrier licensing all vary significantly across the country. What works for a senior in Mississippi may not be the best option for someone in Hawaii — which is why we provide state-specific guidance and match you with carriers licensed and competitive in your state.

Burial costs range from ~$6,400 (Wyoming) to ~$12,800 (Hawaii)

Medicaid estate recovery rules differ in every state

Free look periods and consumer protections vary by state law

Not all carriers are licensed in every state

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